How to create additional UPI IDs using Google Pay

Date : 22/01/2022
Read: 4 mins

Did you know that you can have more than one UPI ID? Read on to find out how you can create multiple UPI IDs on the Google Pay app!

How to create additional UPI IDs using Google Pay

Decide which bank account you would like to add to your UPI ID and tap on ‘Add Bank Account’Unified Payments Interface (UPI) is a digital real-time payment system developed in India by the National Payments Corporation of India (NPCI). It facilitates instant peer-to-peer transactions between banks, as well as peer-to-merchant transactions.

All of us are familiar with Google Pay - a popular mobile app that facilitates UPI payments. But did you know that Google Pay allows you to create multiple UPI IDs?

Also Read: Which Mode Of Payment Is Better - NFC Or UPI?

The convenience of Google Pay

Google Pay is one of India’s most popular UPI apps and charges zero fees on financial transactions. Even if the receiver does not have Google Pay, the money will still reach their bank account. From paying utility bills to sending money to your parents to online shopping, Google Pay does it all.

How to create a UPI ID on Google Pay?

To create a UPI ID, download the app on your phone from Play Store or App Store. Then follow these steps:

Sign in to the Google Pay app on your smartphone
Tap on your photo located on the top right corner of the screen
Select ‘Payment Methods’ from the options available
Choose the bank account you would like to link to your UPI ID
From the options in the drop-down menu, select ‘Manage UPI IDs’ and tap on the '+' sign to create a new UPI ID
Select your password; this is needed to transact using your UPI ID

How to create an additional UPI ID through Google Pay?

Now that you know how to create a UPI ID, you can go ahead and make up to four UPI IDs linked to the same bank account.

Also Read: How Google Pay Allows You To Make Purchases Without Using Your Credit Card

To create an additional UPI ID with the same bank account, do this:

Open the Google Pay app to make a payment
Tap on your photo on the top right corner of the screen
Choose ‘Payment Methods’ and tap on the bank account of your choice
Then select ‘Manage UPI IDs’; there would be multiple IDs to choose from
Tap on the '+' sign to create a new UPI ID
To delete an ID, tap on the ‘Delete’ option or the bin symbol as shown

To create a UPI ID with another bank account, perform the following steps:

Open the Google Pay app on your mobile device
Tap on your picture at the top right corner of the screen
Tap on ‘Payment Methods’; your primary bank account details would be shown along with a tab of ‘Add Bank Account’

Decide which bank account you would like to add to your UPI ID and tap on ‘Add Bank Account’

Decide which bank account you would like to add to your UPI ID and tap on ‘Add Bank Account’

Choose the bank account to link to your UPI ID and tap on ‘Continue’
Next, you will need to ‘Verify’ your bank account

To do this, enter the last 6 digits of your debit/ATM card and its expiry date

enter the last 6 digits of your debit/ATM card and its expiry date

Then you need to create your own UPI PIN particular to this bank account

own UPI PIN particular to this bank account

How to view your UPI ID on Google Pay?

Open Google Pay on your mobile
Tap your display photo on the top right corner
Tap on ‘Bank Account’
Choose the bank account whose UPI ID details you want to see
The associated UPI ID will be under the option ‘Manage UPI IDs’

Also Read: India's Top 10 Digital Wallets And UPI Platforms

Last words

It is very easy to create a UPI ID online for one or more bank accounts. Just ensure that when you are making payments, you select the UPI ID you want to use under ‘Choose account to pay with’. Create a UPI ID with the Google Pay app and make your financial transactions faster and more convenient!