How I managed my money?
Sales Manager

As a newly married person, I wanted only the best for my household. So when we started getting our new life decorated with things that every household requires, we splashed the cash generously. This was over and above the lavish wedding that we had spent for earlier on. Most of it was our own money, but to make sure that we get to relax in our comfy living room couch, enjoying movies in our widescreen Plasma TV, we had to go for a loan or two. Soon a portion of our income was being irritatingly eaten off by these EMIs. We were soon struggling to put our finances back in order. I realised that getting rid of these required strategic planning. The ones with the highest interest rates and painfully high EMIs were the ones that we targeted, to begin with. We switched the lender for our house loan which saved us a few thousands every month due to a reduced rate of interest. And as we managed to get some of the expensive credit card debts and personal loans of our books, our financial position looked rosy again!

How I did it

Praveen Nair

Ever since I retired, I have looked forward to the festive season with added zeal. It is the buzz that I need once in a year in my laidback post-retirement life. I like to celebrate the occasion, get the house painted or renovated, buy gifts for my dear ones or go on a vacation. These things… Read more

Swati Mehra

A couple of years ago I was over the moon after landing my first job. I celebrated regally during the festive season that ensued, only to land in a financial soup for the next few months. With gargantuan credit card bills and barely any cash left, I had no other option but to default the payment… Read more

Rohansh Pathak

It is highly unlikely that all the expenses made during the festive season were worth making in the first place. This is the time of the year when unavoidable expenses are bound to upset your budget plans, and you can do little about it. However, I have made it a point to have a look at the… Read more

Rahila Khan

I am a single mother of one. I lost my husband just 5 years into my marriage. Life has been a struggle for me, but I have managed it and today I have no complaints. 

I was a young widow with a 3 year old son when my husband passed away due to a heart attack. My parents were my rock… Read more