TomorrowMakers

How I managed my money?
Rohan
Sales Manager

As a newly married person, I wanted only the best for my household. So when we started getting our new life decorated with things that every household requires, we splashed the cash generously. This was over and above the lavish wedding that we had spent for earlier on. Most of it was our own money, but to make sure that we get to relax in our comfy living room couch, enjoying movies in our widescreen Plasma TV, we had to go for a loan or two. Soon a portion of our income was being irritatingly eaten off by these EMIs. We were soon struggling to put our finances back in order. I realised that getting rid of these required strategic planning. The ones with the highest interest rates and painfully high EMIs were the ones that we targeted, to begin with. We switched the lender for our house loan which saved us a few thousands every month due to a reduced rate of interest. And as we managed to get some of the expensive credit card debts and personal loans of our books, our financial position looked rosy again!

How I did it

Vivek
Corporate Executive

Invest wisely and invest early, to make sure that you live tension free in your later life. I am working towards it, or at least that’s what I hope. I managed to save a small portion of my earning even when I was earning very little like an early jobber. I still have those low-risk… Read more

Biplob
Scientist

Credit cards are your friend, but only if you use them wisely. If you start spending over and above your means, you fall into the dreaded credit trap, where you earn only to pay off your previous month’s dues. And end up using credit to meet the current month’s expenses. I am reasonably… Read more

Rohan
Sales Manager

As a newly married person, I wanted only the best for my household. So when we started getting our new life decorated with things that every household requires, we splashed the cash generously. This was over and above the lavish wedding that we had spent for earlier on. Most of it was our own… Read more

Jayanta
Financial Specialist

I had started working four years ago. I would like to believe that I am still in that age bracket where people earn to spend and not necessarily save. However, there have been occasions where I have genuinely regretted spending on something and often pondered what would have become of the money… Read more