TomorrowMakers

How I managed my money?
Jayanta
Financial Specialist

I had started working four years ago. I would like to believe that I am still in that age bracket where people earn to spend and not necessarily save. However, there have been occasions where I have genuinely regretted spending on something and often pondered what would have become of the money if I had saved it instead. But somehow, I can’t imagine sipping a drink with my friends in a city pub and talking about post office recurring deposits. Savings just isn’t cool. Nevertheless, I set myself a savings goal, just for kicks you know! Just a realistic looking figure to target at the end of the year, and then break it up month wise. But wait, it’s not just about funnelling a portion of my monthly income. I made sure that I develop at least some habits that will help me actually save money. I quit committing to new expenses impulsively. No more paid streaming services that I don’t have time to watch, so I chose between Netflix, Prime, Hotstar etc. I have started asking myself and the person in front of me, am I being offered the best price? Exorbitant mobile phone plan, off you go! I have a designated savings account that I don’t plan to use for expenditures any time soon. 

How I did it

Vivek
Corporate Executive

Invest wisely and invest early, to make sure that you live tension free in your later life. I am working towards it, or at least that’s what I hope. I managed to save a small portion of my earning even when I was earning very little like an early jobber. I still have those low-risk… Read more

Biplob
Scientist

Credit cards are your friend, but only if you use them wisely. If you start spending over and above your means, you fall into the dreaded credit trap, where you earn only to pay off your previous month’s dues. And end up using credit to meet the current month’s expenses. I am reasonably… Read more

Rohan
Sales Manager

As a newly married person, I wanted only the best for my household. So when we started getting our new life decorated with things that every household requires, we splashed the cash generously. This was over and above the lavish wedding that we had spent for earlier on. Most of it was our own… Read more

Jayanta
Financial Specialist

I had started working four years ago. I would like to believe that I am still in that age bracket where people earn to spend and not necessarily save. However, there have been occasions where I have genuinely regretted spending on something and often pondered what would have become of the money… Read more