TomorrowMakers

Top credit cards for women this Women’s Day 2023

Credit Cards For Women

Women have the innate ability to save on their spending. They are savvy with their finances and often look for attractive rewards and discounts on their purchases. Credit cards are quite popular among women as the rewards program offered by the cards helps them save and earn additional privileges.

Women mostly spend on groceries, lifestyle expenses, and shopping. As such, some credit cards can be very rewarding for women’s spending patterns. Here are some of the best credit cards that women can choose for their transactions –

  1. Standard Chartered EaseMyTrip Credit Card – Annual membership fee – Rs.350

This is a co-branded credit card Standard Chartered Bank offers in tie-up with EaseMyTrip. This is a travel-oriented credit card that offers great rewards on travel bookings. Women can enjoy 20% off hotel bookings and 10% off flight tickets. Bus ticket bookings offer Rs.125 discount. Moreover, if you spend on other travel websites apart from EaseMyTrip, you can get 10X reward points on your spending. You get complimentary lounge access at domestic airports per quarter and two annual lounge access at international airports.

  1. American Express SmartEarn Credit Card – Annual membership fee – Rs.495

The card offers accelerated reward points on spending at Amazon, Flipkart, and Uber. You get 5X reward points at Swiggy, PayTm wallet, BookMyShow, Myntra, PVR, Grofers, Jabong, etc. On other spends, you get 1 reward point per Rs.50 spent. If you spend Rs.10,000 in the first three months, you also get a cashback of Rs.500.

  1. Flipkart Axis Bank Credit Card – Annual membership fee – Rs.500

You are rewarded with welcome benefits worth Rs.1100 as soon as you join the card. Thereafter, you can earn 5% cashback on shopping at Myntra and Flipkart and 4% cash back at other merchants like PVR, Uber, Swiggy, Cleartrip, etc. Enjoy four complimentary lounge access every year at domestic airports.

  1. Axis My Zone Credit Card – Annual membership fee – Rs.500

This rewarding credit card offers a 100% discount on the second movie ticket booked at PayTm. Earn 4 Edge reward points on every Rs.200 spent. You also get one complimentary domestic lounge access every quarter.

  1. SBI Cashback Credit Card – Annual membership fee – Rs.999

Online and offline transactions earn 5% and 1% cashback, respectively. You can enjoy four complimentary domestic lounge access and a fuel surcharge waiver of 1%. The annual fee is waived if you spend Rs.2 lakhs per year using the card.

This Women’s Day, choose from these rewarding cards and enjoy additional perks and privileges on your shopping. You can also build up a good credit score by paying your credit card bills fully within the due date.

Related - Here are some credit card management apps for the best usage of your card

So, use credit cards wisely to maximize the rewards and minimize the associated charges.

Related - Read on to know the difference between credit cards and BNPL cards