TomorrowMakers

• Mastercard travel credit cards offer competitive forex fees, allowing you to save money on foreign currency transactions.
• You can enjoy the privilege of accessing airport lounges around the globe, enhancing your travel experience with comfort and convenience.
• Earn air miles with your spending and enjoy the benefits of free flights, making your travel more affordable.
• Some of these Mastercard credit cards provide hotel memberships and exclusive perks, adding value to your stay and enhancing your overall travel experience.

As the recent TCS (Tax Collection at Source) regulations in India pose challenges for travellers, credit card companies are stepping up to provide attractive benefits to mitigate the impact. These Mastercard credit cards can add that extra touch of excitement to your trip, with outstanding travel benefits and low forex markup fees.

Also Read: Big change ahead: TCS to impact international credit card usage. Get the scoop!

1. 6E Rewards IndiGo HDFC Card

This Mastercard credit card is a great choice for IndiGo airline enthusiasts. You can enjoy discounts of up to 5% on IndiGo purchases and up to 20% on a variety of valued partners. Cardholders also enjoy benefits like domestic lounge access and rewards on dining, entertainment, and grocery purchases. With an annual fee of Rs. 500 or Rs. 1500 depending on the variant, this card is a worthy travel companion.

2. RBL World Safari Card

With 0% forex markup fees, this credit card is ideal for international travellers. It provides travel insurance and complimentary Priority Pass membership, granting access to over 13,000 airport lounges worldwide. The card also offers welcome incentives like MakeMyTrip vouchers. The annual fee for this credit card is Rs. 3,000.

3. Axis Miles & More Credit Card

Earn unlimited miles for your spending without worrying about expiration as this credit card offers Miles & More club membership and Priority Pass lounge access. The card charges a forex markup fee of 3.5%. With an annual fee of Rs. 3,500, this card is a great choice for frequent flyers.

Also Read: Best credit card management apps of 2022

4. SBI Card Elite

With a forex markup fee of 1.99%, this card provides access to over 1,000 lounges worldwide via Priority Pass. Cardholders also enjoy domestic lounge access, complimentary Club Vistara Silver membership, and Trident Privilege Red Tier membership. The annual fee for this credit card is Rs. 4,999.

5. HDFC Infinia Card

This premium credit card offers exclusive travel perks, such as Club Marriott membership and unlimited access to international lounges through Priority Pass. Cardholders can use their reward points to cover up to 70% of travel expenses booked through HDFC's SmartBuy platform. The card charges a forex markup fee of 2%. With an annual fee of Rs. 12,500, this card is designed for luxury travellers.

These travelling credit cards not only provide airport lounge access, air miles, and hotel memberships but also offer low forex markup fees, saving you money on foreign currency transactions. However, it's crucial to use your credit card responsibly and maintain a disciplined approach to your credit behaviour. Avoid overspending and ensure timely repayment to avoid hefty interest charges and late payment fees.