Various banks offer credit cards that exclusively cater to your shopping needs. Have a quick look at their advantages, discounts, rewards and many other things.

credit cards

By allowing customers to buy something first and pay for it later in a hassle-free manner, credit cards have made life very convenient. Additionally, they offer cardholders exclusive rewards, offers, and discounts – on online as well as offline purchases. There are many banks in India that offer various types of credit cards, but here are some that are offered exclusively for customers who enjoy shopping:

1. Citibank Rewards Card

The Citibank Rewards Credit Card offers rewards on all purchases, making it one of the best credit cards for shoppers. Here are some of its benefits:

  • Welcome benefit: 
  1. Earn 1500 bonus points on your first spend made within 30 days of card issue
  2. Earn 1000 bonus points on your first spend of Rs. 1000 made within 60 days of card issue
  • Earn 10 reward points for every Rs. 125 spent at apparel and department stores
  • Earn 1 point for every Rs. 125 spent on all other purchases
  • Earn 300 bonus points on card spends of Rs. 30,000 or more in a month


  • Age must be at least 18 
  • Must be salaried or self-employed
  • No minimum income requirement

2. HDFC Solitaire Credit Card

The HDFC Solitaire Credit Card is exclusively designed for women shoppers. It offers benefits such as:

  • Shoppers Stop voucher worth Rs. 1000 on spends of Rs. 75,000 every 6 months
  • 50% more reward points on dining and grocery spends
  • 3 reward points for every Rs. 150 spent
  • Zero liability on lost card


  • Age of salaried employees needs to be between 21 and 60
  • Age of self-employed applicants needs to be between 21 and 65

3. Axis Bank Buzz Credit Card

Many online shoppers frequently use this credit card as it offers the following benefits:

  • Welcome benefit of Flipkart gift voucher worth Rs. 1000 on making three purchases within the first 45 days
  • Exclusive discount up to 10% every month on Flipkart
  • Based on your annual spends – on Flipkart as well as overall – Flipkart vouchers will be issued
  • 3 times more reward points every time you shop online


  • Age of primary cardholder needs to be between 18 and 70 
  • Age of any add-on cardholder should be more than 15 years
  • The cardholder needs to be either a resident or Non-Resident Indian
credit card


4. SBI SimplyClick Credit Card

SimplyClick SBI credit card offers lucrative offers such as:

  • Welcome gift of Amazon gift voucher worth Rs. 500
  • 10x reward points when transactions are done in INR using this card
  • 1 reward point for every Rs. 100 on all other spends
  • Fuel surcharge waiver of Rs. 100 per statement cycle
  • Special offers and reward points on Amazon, BookMyShow, UrbanClap, Foodpanda etc.


  • Age should be between 21 and 70 
  • Must be salaried or self-employed; should earn a minimum of Rs. 3 lakh p.a.

5. ICICI Bank Coral American Express Credit Card

The ICICI Bank Coral AmEx Credit Card offers amazing benefits, deals, and offers. It is especially beneficial for online shoppers:

  • Get up to 10,000 PAYBACK points every anniversary year
  • 50% more reward points on online spends
  • 2 complimentary movie tickets – Buy One Get One free offer every month through
  • Earn 2 PAYBACK points on every Rs. 100 spent on your card
  • Earn 3 PAYBACK points on every Rs. 100 spent on online transactions


  • Age between 21 and 65 
  • Must be salaried or self-employed
  • No minimum income requirement

How to apply 

All credit cards can be applied for through any of these three ways:

  • Online, on aggregator websites
  • Online, on the website of the bank whose credit card you want
  • Offline, by going to the bank

Eligibility criteria

Although different banks have different eligibility criteria, most set their criteria based on the following:

  • Purpose of credit card
  • City you live in
  • Employment status

Here are the basic eligibility criteria common across most banks offering credit cards:

  • Should be at least 18 years old
  • Should have a stable credit history
  • Should have a regular source of income
  • Should not have a bad credit history
  • Should be a citizen of India