Lenders cannot adequately assess your creditworthiness – or your ability to repay loans – without a tangible track record such as a history of timely repayment of credit card dues. But there are alternatives to a credit card that can be used to boost your CIBIL score.
Do you think that you are using your credit cards smartly and rightly? Read on to find out the 5 tips that ensure its smart use.
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How I did it
Ever since I retired, I have looked forward to the festive season with added zeal. It is the buzz that I need once in a year in my laidback post-retirement life. I like to celebrate the occasion, get the house painted or renovated, buy gifts for my dear ones or go on a vacation. These things… Read more
A couple of years ago I was over the moon after landing my first job. I celebrated regally during the festive season that ensued, only to land in a financial soup for the next few months. With gargantuan credit card bills and barely any cash left, I had no other option but to default the payment… Read more
It is highly unlikely that all the expenses made during the festive season were worth making in the first place. This is the time of the year when unavoidable expenses are bound to upset your budget plans, and you can do little about it. However, I have made it a point to have a look at the… Read more
I am a single mother of one. I lost my husband just 5 years into my marriage. Life has been a struggle for me, but I have managed it and today I have no complaints.
I was a young widow with a 3 year old son when my husband passed away due to a heart attack. My parents were my rock… Read more