Here are some well-known women who can teach you a thing or two about handling your money and investments.

Successful women from whom you can learn for a better financial future

While there are just 23% of Indian women who make their own financial decisions, there are some Indian women who have gone on to become pioneers in their respective fields, as a result of their actions and decisions. 
So, here are a few lessons that every Indian girl and woman can learn from these women:

Indra Nooyi
Profession: Chairman and CEO of PepsiCo
Her journey: Indra Nooyi ranked 2nd in Fortune’s Most Powerful Women list of 2016. But her rise was no smooth sailing. The soda giant’s reputation was in the middle of an image crisis when she took over the reins.  Nooyi worked relentlessly towards presenting PepsiCo as a healthy food and drinks brand. Now, the company is making more acquisitions in the health space to realign itself with customer needs.
Lesson to learn:  In an interview with Fortune, Nooyi revealed her habit of making a to-do list for each day. This way she always had a clear idea of her goals and tasks. Listing your financial goals- both short and long-term - can help you determine the kind of investments that will help you achieve those goals.

Ekta Kapoor
Profession: Director, Producer and Joint Managing Director and Creative Director of ‘Balaji Telefilms’
Her journey: Now hailed as a media mogul and the queen of Indian soap opera, Ekta Kapoor’s first three telefilms sank without a trace. Undeterred by her failures, she researched and realised that the television audience was looking for content that they could empathise with. Thus, was born the ‘saas-bahu’ saga that had almost every Indian glued to their television set. 
Lesson to learn: Kapoor’s story teaches us the importance of research. This lesson applies well when it comes to making financial decisions, too. Simply being aware of your goals is not enough. You must be aware of the various financial products available and make an effort to understand them. Also, like Kapoor, it is important that you trust your judgement and take calculated risks every now and then.


Naina Lal Kidwai
President of Federation of Indian Chambers of Commerce and Industry (FICCI)
Worked at PriceWaterHouse Coopers
Head of investment banking at ANZ Grindlays
Her journey: Naina Lal Kidwai has a lot firsts to her name- first Indian woman to graduate from Harvard Business School, first female employee of PriceWaterHouse Coopers in India and the first female president of FICCI. It was not just her illustrious career that captured people’s imagination, but also her tireless efforts for women’s empowerment in the country.
Lesson to learn: Given her reputation as a banker who could work magic with mergers and acquisitions, Kidwai lost count of the number of times she got lucrative offers from overseas. But, she chose to remain in India and never regretted it. As an investor, you may face several indecisive moments or failures but, the test is to believe in your informed judgement. You must be confident about making the right choices that you think will help your wealth. 

Ruchi Sanghvi
Profession: Tech entrepreneur
First woman engineer at Facebook
Established a company called Cove
Part of Dropbox’s advisory board 
Her journey: Ruchi Sanghvi is one of the best-known tech entrepreneurs of Indian origin in the world. She was instrumental in introducing key features in Facebook such as ''News Feed'' and ''Facebook Connect''. Her company ‘Cove’ built collaboration tools for private companies. Later, it got acquired by globally-known cloud storage platform Dropbox Inc. 
Lessons to be learnt: When Sanghvi joined Facebook it wasn’t the huge brand success story that it is today. But she went ahead and took the risk of working on a product that was still in developing stage. Similarly, as an investor, it is essential to take some calculated risks which look promising. For example, equities may seem like a high-risk proposition, but they have provided high returns over the long-term. 

Disclaimer: This article is intended for general information purposes only and should not be construed as investment or insurance or tax or legal advice. You should separately obtain independent advice when making decisions in these areas.

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